Is my Medicare plan ending in Martinsburg, WV?

Medicare plans are set by county. Martinsburg is in Berkeley County, so the plans listed as leaving Berkeley County for 2027 apply to Martinsburg residents.

Quick answer for Martinsburg

11 Medicare plans are from 5 companies listed in Berkeley County for 2026 but not for 2027, covering at least 877 people enrolled today. If you live in Martinsburg and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.

Companies with plans leaving Berkeley County

CompanyPlans leavingPeople enrolled (at least)
Humana4842
Highmark Health335
Cigna HealthSpring (HCSC)2not listed
The Health Plan of West Virginia1not listed
Aetna (CVS Health)1not listed

Plans going away in Berkeley County

Plan going awayCompanyPeople enrolled (at least)
Humana USAA Honor Giveback with Rx (PPO)
H5216-391
Humana677
Humana USAA Honor Giveback with Rx (PPO)
H7617-072
Humana134
Complete Blue PPO Merit (PPO)
H5106-037
Highmark Health35
Humana USAA Honor Giveback (PPO)
H5216-105
Humana31
Humana Together in Health (PPO I-SNP)
H5216-447
Humana10 or fewer
The Health Plan SecureChoice - Option II (PPO)
H8604-011
The Health Plan of West Virginia10 or fewer

What to do if you live in Martinsburg

  1. Read the notice from your plan. It names the plan that is ending and your choices.
  2. Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
  3. Check that your doctors, hospitals and pharmacy near Martinsburg are covered by any plan you consider.
  4. Free, unbiased help: West Virginia SHIP (State Health Insurance Assistance Program) at (877) 987-4463, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Martinsburg?

Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.

What happens if I do nothing in Martinsburg?

If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Martinsburg residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095 Open 8 AM-10 PM Eastern time

More for Martinsburg: Martinsburg health insurance · Berkeley County · All West Virginia plans ending for 2027 · Martinsburg population 18,935 (Census Bureau).

Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 when you want a licensed agent’s help (Open 8 AM-10 PM Eastern time).

Medicare

Medicare Open Enrollment starts October 15th

Take a look at West Virginia plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at West Virginia plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Questions along the way? Call 855-367-1095 for assistance (Open 8 AM-10 PM Eastern time).