Lincoln County, West Virginia: health insurance
What Lincoln County residents should know about Medicare, marketplace plans and Medicaid.
Lincoln County at a glance
| State | West Virginia |
|---|---|
| Population (2023 est.) | 19,701 |
| Population rank in West Virginia | 31 of 55 |
| Land area | 437 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Medicare plans leaving Lincoln County for 2027
15 Medicare plans from 5 companies are listed in Lincoln County for 2026 but not for 2027, covering at least 390 people enrolled in the plans below today.
- SilverScript Choice (PDP) (S5601-012, Aetna (CVS Health))
- Blue Rx PDP Complete (PDP) (S5593-003, Highmark Health)
- Blue Rx PDP Plus (PDP) (S5593-002, Highmark Health)
- HealthSpring Extra Rx (PDP) (S5617-356, Cigna HealthSpring (HCSC))
- HealthSpring Assurance Rx (PDP) (S5617-215, Cigna HealthSpring (HCSC))
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Humana USAA Honor Giveback with Rx (PPO) H5216-391 | Humana | 153 |
| Aetna Medicare Advantra Enhanced (PPO) H1608-027 | Aetna (CVS Health) | 138 |
| Aetna Medicare Advantra Signature (PPO) H1608-040 | Aetna (CVS Health) | 40 |
| Aetna Medicare Advantra Signature Giveback (PPO) H1608-031 | Aetna (CVS Health) | 32 |
| Humana USAA Honor Giveback with Rx (PPO) H7617-072 | Humana | 27 |
| Aetna Medicare Premier (PPO) H1608-085 | Aetna (CVS Health) | 10 or fewer |
| Complete Blue PPO Merit (PPO) H5106-037 | Highmark Health | 10 or fewer |
| Humana Together in Health (PPO I-SNP) H5216-447 | Humana | 10 or fewer |
| Humana USAA Honor Giveback (PPO) H5216-105 | Humana | 10 or fewer |
| The Health Plan SecureChoice - Option II (PPO) H8604-011 | The Health Plan of West Virginia | 10 or fewer |
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.
Why your county matters for coverage
In West Virginia, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Lincoln County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: West Virginia SHIP (State Health Insurance Assistance Program) gives free, unbiased counseling at (877) 987-4463. Ask which plans serve Lincoln County specifically.
- Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Lincoln County ZIP code to see what is offered.
- Medicaid: apply through West Virginia Department of Human Services, Bureau for Medical Services.
West Virginia note: West Virginia recently split its old, single Department of Health and Human Resources into three separate departments -- Health, Human Services, and Health Facilities -- so Medicaid's Bureau for Medical Services now sits under the Department of Human Services specifically, not the older combined agency name still seen on some websites.
Questions about Lincoln County
Are the same Medicare plans offered everywhere in West Virginia?
No. Plans are offered by service area. A plan available in one county may not be offered in Lincoln County, so check by county.
Where do Lincoln County residents get free Medicare counseling?
West Virginia SHIP (State Health Insurance Assistance Program) ((877) 987-4463) is West Virginia's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Lincoln County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.