Morgantown, West Virginia: health insurance
Morgantown is in Monongalia County. Here is what Morgantown residents should know about coverage.
Coverage in Morgantown
Morgantown has about 30,429 residents (U.S. Census Bureau 2023 estimate).
Plans for Morgantown residents are determined by Monongalia County, home to about 107,718 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Monongalia County before you choose it.
- Turning 65 in Morgantown? Your Initial Enrollment Period runs seven months around your birthday. West Virginia SHIP (State Health Insurance Assistance Program) offers free counseling at (877) 987-4463.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
- Medicaid questions? West Virginia Department of Human Services, Bureau for Medical Services handles applications.
West Virginia note: West Virginia recently split its old, single Department of Health and Human Resources into three separate departments -- Health, Human Services, and Health Facilities -- so Medicaid's Bureau for Medical Services now sits under the Department of Human Services specifically, not the older combined agency name still seen on some websites.
Colleges and universities near Morgantown
West Virginia public institutions include West Virginia University, Marshall University, West Virginia State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about West Virginia colleges.
Do Morgantown and Monongalia County have the same plans?
Plans are offered by service area, and Morgantown falls under Monongalia County. A plan that serves Monongalia County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Morgantown residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major West Virginia cities
- Charleston
- Huntington
- Parkersburg
- Wheeling
- Martinsburg
- Weirton
- Fairmont
- Beckley
- Clarksburg
- South Charleston
- Vienna
- St. Albans
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.